Secure Swift Funds with Online Personal Loans
〉 Any FICO Score Embraced
〉 Secure Swift Loans Ranging from $250 to $3000
〉 Opt for a Loan Period Spanning 3 to 36 Months
〉 No upfront fees or costs are present
Get in touch with a lender directly to receive funds today through us!
The reason for our presence here is your demand for a quick lender capable of swift service. That’s precisely the service we provide to numerous clients, such as yourself, every single day!
Here’s a breakdown of the representative example:
- Loan Term: 12 months
- Total Payback Amount: $1,005.92 (principal + interest)
- APR (Annual Percentage Rate): 5.99%
- APR Range: 5.99% to 7.99%
- Loan Term Options: 3 to 36 months
Outlined herein are the specifics concerning the expenses tied to borrowing $1,000 for a 12-month timeframe, encompassing both the principal sum and the accumulated interest within the complete repayment. Moreover, it elucidates the APR, denoting the annual loan cost, and accentuates the potential fluctuation in rates across a specific spectrum. Furthermore, eligible borrowers are afforded the opportunity to select loan durations spanning from 3 to 36 months, allowing them to customize the loan to suit their preferences and financial situation.
Loans tailored to each person
Regardless of your credit score, you're accepted. The funds are flexible and can meet any requirement.
You're under pressure with time!
Your time is important to us. We'll handle your application promptly, offering the chance to receive funds within 15 minutes. (**)
Deposited funds straight to you
Bypass waiting or queuing; select direct deposit into your bank account for your funds. (**)
The basic loan estimate ranges from $250 to $3000
Rapid bank account transfer
All types of credit backgrounds are considered
The online application form represents convenience, safety, and simplicity
STEP 1
There are particular details we need from you
Finish our brief online application in under two minutes by inputting your basic details. Subsequently, we’ll search through our specialized lending network to discover an appropriate match. Your personal information is securely managed by us.
STEP 2
Approval acquired in fewer than three minutes
Carefully consider the offer provided. Evaluate the loan amount, repayment period, and APR terms. If the loan matches your needs, proceed to accept it, and the funds will be deposited promptly.
STEP 3
Retrieve cash from your loan
Following approval, verify your acceptance with the lender, and your funds will be deposited directly into your bank account.
FOR YOUR ABSOLUTE PEACE OF MIND
It’s crucial to choose a reputable company when applying for an online loan. Before proceeding with your application, here’s some information to alleviate your concerns.
Our accreditation from OLA is held
Since 2005, FinFix's membership in the Online Lenders Alliance signifies our adherence to industry standards
Rest assured, your data is secure
We prioritize clarity and transparency in our data processing
No fees are attached to our policy
Take advantage of FinFix's loan matching service for free. Requesting a quote incurs no costs
***Qualified Customers: Disclosure and Range of Annual Percentage Rate (APR)
The Annual Percentage Rate (APR) displays the yearly interest applied to borrowed funds carried by borrowers, providing a comprehensive understanding of the annualized cost of borrowing, including applicable fees and charges. This measure assists consumers in accurately comparing various lending options, credit cards, or investment products. While FinFix does not directly offer loans, typical APRs range from 5.99% to 7.99%. Loan terms typically extend from a minimum repayment period of 61 days to a maximum of 72 months. Before accepting any loan offer from a lender in our network, carefully review the loan agreement to identify any differences in APR or repayment terms compared to our platform’s listings.
Demonstrations presenting APR, entire loan charges, and fees (for eligible customers***)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Effects on financials (interest and finance charges)
FinFix acts as a loan connector, rather than a lender. As a result, we are unable to predict the fees and interest rates associated with any potential loan. Your lender will furnish all essential information concerning the costs involved. It is imperative that you carefully review the loan agreement and proceed only if you are satisfied with the terms. FinFix provides its loan matching service free of charge, and you are not required to accept the terms offered by the lender.
Impacts Stemming from Late or Non-Payment
Agreeing to the terms and conditions of a personal loan implies your commitment to repay the loan with interest within the stated timeframe laid out in the loan agreement. If you fail to repay the loan in full or make late payments, you may face additional charges. FinFix.com cannot predict or estimate these additional charges for late, partial, or non-payment. Additionally, FinFix.com is unaware of any loan agreements or specifics between you and your lender.
Take the opportunity to meticulously assess the late, partial, and non-payment policies outlined by your lender in the loan agreement. FinFix.com is focused on teaming up solely with the most reliable and reputable lenders, ensuring the fair and reasonable handling of overdue loan accounts.
Foreseen Impact on Creditworthiness
Credit checks may be carried out by our lenders to assess your creditworthiness, credit standing, or credit capacity. By submitting your request, you are giving consent to our lenders to verify your personal information and conduct a credit check. Please note that failure to make a payment or making a late payment can have a negative impact on your credit score.
Approaches to Debt Collection
FinFix.com serves as a facilitator and does not offer lending services, hence, we are not engaged in debt collection procedures. Your lender, as specified in your lending agreement, will disclose their particular debt collection practices. If you require information about collections, please directly contact the lender for complete guidance. FinFix.com collaborates exclusively with reputable lenders who maintain fair and ethical collection practices.
Legal Disclaimer: FinFix.com operates as a mediator, facilitating connections between borrowers and lenders or lending partners. The terms and conditions established by the lender or lending partner you choose will govern any secured loan. We receive compensation from these lenders or lending partners for facilitating connections, which may impact the offers you receive. Any displayed APR, loan amounts, interest rates, or other loan specifics are approximate and subject to change based on the lender or lending partner and the borrower. It’s important to note that some lenders or lending partners may conduct credit checks during the approval process. The lender or lending partner you’re matched with may not offer the most advantageous terms, so borrowers should thoroughly compare all available options before deciding. Additionally, you may be matched with a tribal lender, whose rates and fees may differ from those of state-licensed lenders, as they are regulated by federal and tribal laws rather than state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS; they do not act as loan brokers or make loan or credit decisions. Nothing on this website constitutes an offer or invitation to lend. Any information you provide on this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker for any lender or lending partner and does not endorse or charge fees for any services or products.
Availability: Personal loan lenders are governed by distinct regulations in each state. Your loan amount, APR, and repayment term will be influenced by your creditworthiness, state of residence, and the lender or lending partner you select.
Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent for lenders or loan brokers. It does not provide credit or seek loans but acts as a referral service for lenders offering loans ranging from $250 to $3000. Using our services incurs no charge. While submitting a loan request on this website, it may be shared with one or more lenders, but there is no guarantee of connection with a lender, approval, or receiving the requested loan amount. Lenders may conduct credit checks to assess creditworthiness or verify details. Any compensation received is solely for advertising services from lenders and other partners. Short-term, small-dollar loans should not be relied upon as a lasting solution to financial difficulties.
Procedures pertaining to Loan Renewal
Every lender may not provide the option to renew your loan, so it’s important to check with your lender. Make sure to read and comprehend the renewal policy outlined in the agreement before signing any documents.
Extensive footnote specifics
(*) Finalizing the online loan offer process, inputting your details, and obtaining a decision on your loan offer, provided it’s approved, typically takes around three minutes.
(**) Upon approval, your money may be transferred within 15 minutes. Nevertheless, the timeframe for it to be visible in your account is subject to your bank’s policies and procedures.
(***) Although certain providers may promote APR rates between 4.95% and 35.99%, it’s vital to realize that these lower rates are usually reserved for specific customers. Additionally, the repayment terms outlined are applicable only to closed-end loan products and may not encompass all the loan products accessible in our network.
2023 FinFix Inc is incorporated in Virginia under company number P13504072598 and is located at 6924 Little River Turnpike STE A, Annandale, VA 22003, United States.
VA State Corporation Commision License No:MC4080
NMLS: 135625 (www.nmlsconsumeraccess.org)